Is The Pockit Prepaid Mastercard Shariah Complaint?
In the Name of Allah, the Most Gracious, the Most Merciful.
As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.
The Pockit prepaid Mastercard product is permissible to use. One should abstain from any overdraft facility accounts.
Fees for contactless payments, withdrawals, loading fees and transfers are all service fees which are valid fees.
And Allah Ta’ālā Alone Knows Best
Mufti Faraz Adam al-Mahmudi,
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Arguments and ideas propounded in this answer are based on the juristic interpretations and reasoning of the author. Given that contemporary issues and interpretations of contemporary issues are subjective in nature, another Mufti may reach different conclusions to the one expressed by the author. Whilst every effort has been taken to ensure total accuracy and soundness from a Shari’ah perspective, the author is open to any correction or juristic guidance. On the event of any juristic shortcomings, the author will retract any or all of the conclusions expressed within this answer.
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