Is there Zakat on savings for an operation?

Money in jar

Question:

I am saving money for a medical operation for myself over the last one year. The operation is planned by end of this year. Do I have to pay Zakat on this saved amount? Saving is eligible for Zakat deduction. Kindly advise. JazakAllah.

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, savings are subject to Zakāt.

Hence, Zakāt is compulsory on one’s savings even if it be for surgery in the future.[1] 

And Allah Ta’ālā Knows Best

Mufti Faraz al-Mahmudi,

Darul Iftaa

Dublin, Ireland
www.darulfiqh.com

 


[1]   (وَشَرْطُهُ) أَيْ شَرْطُ افْتِرَاضِ أَدَائِهَا (حَوَلَانُ الْحَوْلِ) وَهُوَ فِي مِلْكِهِ (وَثَمَنِيَّةُ الْمَالِ كَالدَّرَاهِمِ وَالدَّنَانِيرِ) لِتَعَيُّنِهِمَا لِلتِّجَارَةِ بِأَصْلِ الْخِلْقَةِ فَتَلْزَمُ الزَّكَاةُ كَيْفَمَا أَمْسَكَهُمَا وَلَوْ لِلنَّفَقَةِ (الدر المختار ج 2 ص 267 أيج أيم سعيد)

إذَا أَمْسَكَهُ لِيُنْفِقَ مِنْهُ كُلَّ مَا يَحْتَاجُهُ فَحَالَ الْحَوْلُ، وَقَدْ بَقِيَ مَعَهُ مِنْهُ نِصَابٌ فَإِنَّهُ يُزَكِّي ذَلِكَ الْبَاقِيَ، وَإِنْ كَانَ قَصْدُهُ الْإِنْفَاقَ مِنْهُ أَيْضًا فِي الْمُسْتَقْبَلِ لِعَدَمِ اسْتِحْقَاقِ صَرْفِهِ إلَى حَوَائِجِهِ الْأَصْلِيَّةِ وَقْتَ حَوَلَانِ الْحَوْلِ (رد المحتار ج 2 ص 262 أيج أيم سعيد)

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