Every answer, in one place.
462 Hanafi answers on worship, commerce, marriage and everyday life, each with its ruling, its Fiqh basis and its sources.
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Is it Permissible To Enter The ‘It’s On Us’ Programme Offered By Lloyds Bank?
Entering Lloyds Bank's free 'It's On Us' prize draw is permissible.
Answered by Mufti Faraz Adam ImpermissibleCommerce & FinanceIs the PayPal Working Capital Cash Advance Shariah compliant?
The PayPal Working Capital cash advance is not Shariah compliant.
Answered by Mufti Faraz Adam PermissibleWorshipIs it Necessary for a Butcher to Mention Both the Cost Of The Animal of Udhiyyah & The Service Fee?
A butcher need not list the animal's price and his agency fee separately; one total price for the Qurbani is fine.
Answered by Mufti Faraz Adam ImpermissibleCommerce & FinanceIs the PayPal Credit Service For Purchasing From The Apple Store Shariah Compliant?
The PayPal Credit plan for buying from the Apple online store is not Shariah compliant.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceAre the Fees In lieu of Completing a Cremation Form Lawful?
A doctor's fee for completing a cremation form is payment for a lawful service and permissible to accept.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceIs it Permissible to Own Shares in My Employer’s Company?
Owning shares in the company you work for, such as through a saveshare scheme, is permissible.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceAre Cashbacks From Quidco Permissible?
Using Quidco and accepting its cashback is permissible, based on commission (samsarah) and reward fees (juʿālah).
Answered by Mufti Faraz Adam ConditionalCommerce & FinanceCan a Director of a Limited Company Draw a Regular Salary Along With Dividends?
A director-shareholder may draw a salary under a separate employment contract that pays regardless of profit or loss, alongside dividends.
Answered by Mufti Faraz Adam ConditionalWorshipCan a Creditor Be Paid Zakat Directly on Behalf of a Debtor?
Zakat may be paid straight to a poor debtor's creditor if the debtor agrees; otherwise it counts only as voluntary charity.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceIs It Permissible To Develop Software For Ticket Management Systems For Different Events?
Developing generic ticket management software is permissible even if it may be used for various events.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceAre Multiple Hire Agreements Valid and Shariah Compliant?
One van may be hired out under several agreements for different periods, and each agreement is binding on both parties.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceIs it Islamically Valid to Trade Items by Displaying Samples Only?
Selling without the buyer seeing the item or a sample is valid if it is described clearly; the buyer may keep an option of inspection.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceIs The Pockit Prepaid Mastercard Shariah Complaint?
The Pockit prepaid Mastercard is permissible to use and its fees are valid service charges; avoid any overdraft facility.
Answered by Mufti Faraz Adam ConditionalWorshipHow Is Wudu Valid Whilst Using a Spray Bottle?
Wudu with a spray bottle is valid if every required area is washed and at least two drops drip; use it only when normal wudu is difficult.
Answered by Mufti Faraz Adam ImpermissibleCommerce & FinanceIs It Permissible to Buy Pre-Loaded Gift Cards with Discount on eBay?
Buying or selling pre-loaded gift cards for a price different to their loaded value is not permissible.
Answered by Mufti Faraz Adam ConditionalCommerce & FinanceIs The Lifetime ISA Shariah Compliant?
A Lifetime ISA is compliant if it earns no interest and holds Shariah-compliant shares; the 25% government bonus is fine to receive.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceIs the Teachers’ Pension CARE Scheme Permissible?
Membership of the Teachers' Pension CARE scheme is permissible.
Answered by Mufti Faraz Adam ImpermissibleCommerce & FinanceWhat is The Ruling on Overbooking a Service?
Double booking or overbooking sessions you cannot deliver to everyone is not permissible; offer cancelled slots to willing students instead.
Answered by Mufti Faraz Adam PermissibleCommerce & FinanceIs it Permissible to Purchase a House Via Al Rayan Bank?
Al Rayan's Home Purchase Plans are approved by its reputable Shariah board, so one may follow that approval and use them.
Answered by Mufti Faraz Adam Requires detailWorshipIs Zakat due on Monies Invested in Kitty and Committee Schemes?
Money paid into a kitty or committee scheme is zakatable, and anything you still owe the scheme is deducted.
Answered by Mufti Faraz Adam Requires detailWorshipIs Zakat Due on Child Trust Funds?
In the Hanafi school no zakat is due on a minor's Child Trust Fund; the question only arises once the child reaches puberty.
Answered by Mufti Faraz Adam Requires detailCommerce & FinanceDoes a Valid Sale Require Price Display?
Shops follow their country's trading standards on price display; in the UK that means the Price Marking Order 2004.
Answered by Mufti Faraz Adam Requires detailCommerce & FinanceThe Principles of Profit-Sharing in Islamic Finance
Profits must be shared by ratio of actual profit, never fixed sums or a percentage of capital, and no partner may guarantee another's capital.
Answered by Mufti Faraz Adam ConditionalWorshipIs a Property Purchased to Resell and Thereafter Leased but Still on the Market For Sale Zakatable?
A property bought for resale and leased in the meantime is Zakatable while the intention to resell remains.
Answered by Mufti Faraz Adam Requires detailWorshipIs A Buy To Let Property With Plans To Sell Upon Favourable Market Conditions Zakatable?
Such a property is not Zakatable now or when listed; Zakat applies to the net proceeds held after sale on one's Zakat anniversary.
Answered by Mufti Faraz Adam Requires detailCommerce & FinanceWhat should be done with surplus proceeds upon the sale of a collaterised asset?
Any surplus from selling a collateral asset beyond the outstanding debt must be returned to the debtor.
Answered by Mufti Faraz Adam ConditionalWorshipIs Zakat due on the packaging used in sales?
Packaging is Zakatable if customers are billed for it; otherwise it is not.
Answered by Mufti Faraz Adam ImpermissibleCommerce & FinanceIndexation, Inflation and Investing in NS&I Index Linked Certificates
NS&I index-linked savings certificates are not Shariah compliant.
Answered by Mufti Faraz Adam Requires detailWorshipIs Qurbani necessary for a young teenager with a Child Trust Fund but no other funds?
Qurbani is not necessary if the teenager's only wealth is an inaccessible Child Trust Fund.
Answered by Mufti Faraz Adam ConditionalCommerce & FinanceIs it Permissible to Invest in Cryptocurrencies?
Investing in already-issued cryptocurrencies is permissible; those still in crowdfunding have a different ruling depending on the scheme.
Answered by Mufti Faraz Adam